Homeownership

GDM Habitat partners with qualified families and individuals to help them purchase new construction and previously-owned homes.

homeownership

Homeownership

Are you an individual or family looking for an opportunity to buy a simple, affordable house? The GDM Habitat homeownership program offers qualified families and individuals the opportunity for an affordable mortgage. The application process takes several months, and the homeownership program typically takes between 12 and 24 months to complete.

To begin your application, you must complete the pre-screening form during an open application period using either our online form or a paper form. Instructions for the use of paper forms can be found below.

To complete your pre-screening form using the paper form, download and print the PDF linked above. You may also contact us to have a pre-screening form mailed to you. After completing your pre-screening form, mail it to:
Greater Des Moines Habitat for Humanity
ATTN: Leah Hall
P.O. Box 716
Des Moines, IA 50303

 
Upcoming Open Application Periods

October 1 – November 13, 2020

(Mailed forms must be postmarked within this time period.)

 

more information

In order to start the application process, you MUST ALSO PROVIDE:

  • $25.00 money order (payable to GDMHFH) or online payment for credit report fee
  • Copies of your three most recent months of pay stubs or income history for all adults living in the household.
  • A copy of a valid photo ID for any applicant.

We Do Business in Accordance with the Federal Fair Housing Law

Do you qualify?

need

Families must earn between 30-60% of the area median income and have a need for affordable housing.

Ability to Pay

Families who partner with GDM Habitat purchase their home from Habitat with an a 20-30 year affordable mortgage.

full family selection criteria

Willingness to Partner

Families complete 300-400 hours of sweat equity and helping build their home and 24 hours of pre-purchase homebuyer education.

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family stories

Tem & Lia

“This is our house, this is our home and it will make our lives better. We are thankful for Habitat in helping us buy a house.”

Sai

“As a homeowner, I will feel confidence. I will be powerful. I will be able to take care of my kids and help them be successful.”

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